Uninsured and Underinsured Motorist Accident Attorney in Los Angeles
Despite laws that require motorists to purchase auto insurance, many Los Angeles-area drivers simply forego it. If you are a motorcyclist who was injured by an uninsured or underinsured motorist, you should contact an experienced personal injury attorney as soon as possible. At Scott J. Corwin, A Professional Law Corporation, we have been handling uninsured motorist claims since 1992.
California Uninsured Motorist Law
Uninsured and underinsured motorist coverage is designed to protect you in the event that a driver who does not have sufficient insurance coverage injures you in an accident. In California, many drivers are uninsured even though the law requires them to carry insurance. Many others carry the California minimum limits of $15,000 per person and $30,000 per accident. If you have uninsured and underinsured motorist coverage, your company will be able to compensate you for your damages. However, even though your insurance company works for you, it is in the company’s best interest to minimize the amount it pays on your claim. To ensure that you receive maximum compensation for your injuries, it is essential to work with an attorney who is experienced in handling uninsured and underinsured motorist claims and is prepared to take aggressive action on your behalf.
If the other driver was uninsured, you are entitled to compensation from your own insurance carrier. If the other driver was underinsured — their coverage is less than the full value of your claim — you can bring a claim against your own insurance carrier to make up the difference, so that you obtain the full value of your claim. But beware — your carrier now becomes the “opposing” side and wants to minimize the compensation it pays to you.
Motorcyclists often suffer injuries that are more serious than other accident-related injuries. If your injuries are significant, the costs for treatment will likely exceed the state minimum limits. Ensuring that you receive the full measure of your claim is of great importance to ensure all your damages are covered.
California Law – UM and UIM Insurance Policies
In order to protect motorcyclists in California, insurance companies are required to offer uninsured motorist and underinsured motorist (often abbreviated UM and UIM) policies. Unless you specifically decline these coverages, they are included in your motorcycle insurance policy. If you have been injured, you should contact our firm to review your policy to ascertain if you have UM and UIM insurance coverage.
Uninsured Motorist (UM) claims: In a motorcycle accident, your attorney needs to determine if the at-fault driver has insurance. If the at-fault driver does not have insurance, you can bring an Uninsured Motorist claim with your own carrier. Your insurance company “stands in the shoes” of the other. Remember your own insurance company is the “enemy,” and you need aggressive and competent legal representation to handle these complex claims.
Underinsured Motorist (UIM) claims: Underinsured Motorist coverage is similar to UM coverage. Under the law in California, the minimum insurance required is $15,000 per person. If you are injured by another motorist with insurance coverage less than the full value of your damages, you can bring an Underinsured Motorist claim with your own company. Your insurance company “stands in the place” of the at-fault driver. If for example, you have a claim worth $75,000 and the other driver only has $15,000 in coverage, you can collect up to the full amount of your damages to the extent of your UIM insurance limits. You need an attorney experienced in handling these types of cases. If you have been injured in a motorcycle accident, we can review your insurance policy and provide you with an analysis of your coverage and how we can help you.
Free Consultation with Our Los Angeles Lawyer
If you are a motorcyclist who was injured by an uninsured or underinsured driver, contact Scott J. Corwin, A Professional Law Corporation, to schedule a free initial consultation. Our attorneys represent injured motorcyclists throughout California in Riverside, Orange, San Diego, Santa Barbara, Ventura, San Bernardino and Los Angeles counties.
Motorcycle Accident $2,300,000
City employee causes collision with police motorcycle.
Motorcycle Accident $2,100,000
Motorcyclist suffers brain injury in collision.
Motorcycle Accident $1,250,000
Vehicle turns left in front of motorcycle, causing collision.
Motorcycle Accident $312,000 Settlement
Rear-ended motorcyclist sustains knee injury.
Motorcycle Accident $250,000 Settlement
Motorcyclist injured when vehicle changes lanes in his path.
Motorcycle Accident $200,000 Settlement
Motorcyclist Suffers Torn ACL.
Motorcycle Accident $175,000 Settlement
Motorcyclist injured in chain-reaction collision.
Motorcycle Accident $161,609 Settlement
Motorcyclist injured when struck by left-turning vehicle.
Motorcycle Accident $100,000 Settlement
Vehicle making U-turn collides with motorcycle.
Fast, Favorable Resolutions
At Scott J. Corwin, A Professional Law Corporation, we understand the importance of securing a favorable outcome in your case, fast. More than 95 percent of our clients’ cases settle within 5 to 9 months, and our clients are very satisfied with the results (see our client reviews!). We only file lawsuits when absolutely necessary, such as in cases where the defendant disputes liability or refuses to pay for the full extent of our client’s damages.
With more than 30 years in practice and over $125 million recovered for his clients, Scott is known for his aggressive approach to litigation. Some of his accolades include:
- Inclusion in the Southern California Super Lawyers® list since 2007, a distinction reserved for only the top 5 percent of all personal injury lawyers in the region
- Named a “Top 100 Super Lawyer”
- Named a Top 25 Motor Vehicle Accident Lawyers in California by the National Trial Lawyers Association since 2010
- Maintains a 10.0 Superb rating on Avvo
At Scott J. Corwin, A Professional Law Corporation, we believe in developing strong attorney-client relationships built on honesty, trust, and communication. As a client, you will always receive direct, personal attention from Scott; your case will never be passed off to an associate or paralegal. Instead, you can always rely on dedicated representation from a highly experienced and award-winning attorney who is ready to fight for you.
Zero Upfront Fees
Our firm offers all personal injury and wrongful death legal services on a contingency fee basis. This means you do not pay any upfront or out-of-pocket fees or expenses. Instead, we only get paid if and when we recover compensation for you. In the unlikely event that we do not win your case, you do not pay a dime. We also offer free consultations, so you have nothing to lose in reaching out to our team today. Contact our firm 24/7 and we’ll get back to you within one business day.